.title {  font-family: Arial, Helvetica, sans-serif; font-size: 14px; color: #c0ac79; list-style-type: disc}
.white {  font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #ffffff; list-style-type: disc}
.dividerLine { height: 1px; color: #c5c5c5;}

div.hr { height: 1px; color: #c0ac79; }

.smfooter {  font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #c0ac79}


.blacktxt {  font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #000000}

A:link { font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 12px; font-weight: bold; color: #c0ac79;}

A:active { font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 12px; font-weight: bold; color: #c0ac79;}

A:visited { font-family: Arial, Helvetica, sans-serif; text-decoration: none; font-size: 12px; font-weight: bold; color: #c0ac79;}

A:hover  { font-family: Arial, Helvetica, sans-serif; text-decoration: underline; font-size: 12px; font-weight: bold; color: #c0ac79;}